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There is a fight, a tug-of-war if you will, in between savers and customers in this country.
On the saver's side, conditions are dreadful. Rate of interest on certificates of deposit (CD) have dropped substantially to the point where the average rate for a 1-year CD is 0.55% and simply 1.63% for a 5-y CD.
Review that for a bit ... your cash locked-up for 5 years making just 1.63%!
Other savings cars are struggling too. For example, a popular fund…Continue
The economy is facing the worst crises since 1930. Unemployment is close to 10%. People have no cash to pay. This is taking a toll on their credit report and availing loans is getting very tough.
But, a vehicle is an outright necessity. The range between home and offices is constantly increasing therefore is the blockage in public transportation. You simply can not work without a vehicle.
Are you finding it tough to avail automobile loans because of a bad credit…Continue
Everybody is handling credit problems. Lenders, who when funded all and sundry, have actually become so selective than a typical credit rating is not enough for them. So, a bad credit history is definitely out of question.
Rigid financing standards and a bad credit report made you a sitting duck for dealerships. But, this doesn't mean you are stuck with high-interest rates for the rest of life. The 43rd US President said that America is land of a 2nd possibility. And, it definitely…Continue