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A number of these items might include stable value reports, money market funds, mutual funds, bail capital and business stock. Given multiple choices inside a finance, one could be able to market their 401(k) holdings. As current marketplace conditions change or time moves, accounts holders can proceed dollars between funds Furthermore.

Many companies provide pensions to their own employees, nevertheless rather offer some type of business game on financing that the employee contributes. These funds might help you reach their retirement intentions quicker, and may add up rapidly. Company fits on funds can vary, and that the sum of time before those finances are considered vested.

These conditions may include things like investing in a house, education or medical expenses or adversity. Such financial loans must generally be paid back within five years, and also the interest which you pay on the mortgage goes back into your account. It is very important to see, however, that should you depart the employer using a 401(k) loan outstanding, they is going to possess a constrained amount of time for you to repay the financial loan.

Could I Have bodily Gold in a Standard 401(k) Even though 401(k) programs may provide lots of alternatives of such investments, the complete quantity of strength courses available to buy may be minimal. Common 401(k) options would not need the choice of physical silver or gold ownership. The nearest one could encounter is owning gold and silver resources, silver or gold mining shares or Have a peek at this website other paper solutions.

While specific conditions may enable physical metals ownership within a 401(k), including in a self-directed 401(k), most individuals who have a typical 401(k) account may have to look for other available choices to be able to get physical gold or silver. This is the point where a silver or gold 401(k) rollover may become involved.

There are numerous problems worth noting and researching about any of it possible solution: In case you are still used by the organization that ignites your 401(k) program, you will likely not be able to roll funds to a silver or gold endorsed IRA. There may be exceptions. It's most effective to consult your program host.

401(k) reports from previous companies can be wrapped into real time silver or gold IRA accounts, a new 401(k) program with a current employer, or might be cashed out. Cashing out can entail tax obligations and penalties and may be considered. For those aims of this particular guide, we'll focus on rolling over a 401(k) approach from a preceding employer.

The process resembles this: Pick a self indulgent IRA custodian. New Direction IRA is JM Bullions custodian. Complete all crucial paperwork to complete the transport of capital in your previous 401(k) into a searchable IRA account. You might shop to receive the merchandise you prefer to get in gold and silver silver dealers After the IRA custodian has received capital and all crucial paperwork.

Also the gold and silver coins trader as well as the IRA custodian will request shipment of one's prized metals into a approved depository. Your IRA custodian will supply regular account announcements in your silver or gold holdings to you. You'll find numerous points to look at when rolling over a older 401(k) strategy into a mutually valuable metals IRA account.

A few things you might need to assess include length of period, when you compare IRA custodians. Custodians could be contrasted on line in the comfort of one's residence or workplace. The same could be said for selecting a depository. There are permitted depositories.

If it regards deciding on silver or gold services and products, there are regulations instead of what can be purchased in a IRA account. These polices are extremely special. If thinking of buying gold, some of the approved products are: American Gold Eagle Coins Austrian Philharmonics Canadian Gold Maple Leaf Coins British Gold Britannia Coins South African Gold Krugerrand Coins American Gold Buffalo Coins Chinese Gold Panda Coins Various Gold Bullion pubs of minimum purity developed by accepted mints or fabricators Should appearing to get silver, in addition, there are constraints on which may be ordered inside an IRA accounts.

Why Invest into a Gold or Silver 401(k) Rollover there are several possible reasons to put money into a silver or gold 401(k) roll over. No 2 investors are precisely the sameinvestors may have problems or distinct objectives. Some of the reasons could include: INFLATION CONCERNS: Investors often buy gold, silver or other precious metals to try to hedge against inflation.

As inflation accelerates, ones is eroded. A buck today buys less than a dollar did a decade past including. As inflation rises, people returns on investments can be less. Some investors think that metals like silver and silver might perhaps not shed value such as other assets during days of inflation.

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Will Fidelity Gold Ever Die?

A number of the services and items may include mutual funds, money market funds, stable value accounts, bail funds and business inventory. Considering multiple options in just a finance, an individual may have the ability to market their 401(k) holdings. Furthermore, accounts holders can move money between funds as marketplace conditions change or time passes.

Many companies not offer pensions to their https://tokenbyte.net employees, nevertheless rather provide some form of business match on financing the employee leads. These fitting funds will help you get to their retirement objectives faster, and can add up rapidly. Company fits funds may vary, as well as the sum of time until those resources are deemed vested.

These situations might include buying a home, medical or training expenses or even hardship. Such financial loans must usually be repaid over five years, and also the interest which you simply pay on your loan goes into your own accounts. It is crucial to see, nevertheless that if one leave the employer using a 401(k) loan outstanding, they will have a restricted period of time for you to repay the loan.

Could I Own Physical Gold at a Traditional 401(k) Even though 401(k) options can offer several selections of for investments, the total quantity of asset classes accessible to spend money on may be restricted. Normal 401(k) plans usually would not need the choice of actual silver or gold possession. The nearest one could encounter is owning gold and silver coins money, silver or gold mining stocks or other similar paper products.

While specific circumstances can allow for bodily metals possession in just a 401(k), like in a self respecting 401(k), most individuals with a typical 401(k) accounts might need to look for different options so as to own actual gold or silver. This is the point where a silver or gold 401(k) rollover could come into play.

You'll find plenty of problems well worth noting and also exploring concerning that possible selection: In case you are still employed from the organization that sponsors your 401(k) plan, you will likely not be able to roll over funds into a gold or silver endorsed IRA. There could, nevertheless, be exceptions. It is best to check with your plan host.

401(k) reports from past companies can be rolled into real time gold or silver IRA accounts, even a brand new 401(k) program with a present employer, or may be phased out. Cashing out can entail penalties and taxation obligations and should be closely considered. For the aims of the particular guide, we'll revolve around rolling over a 401(k) plan in the former employer.

In a nutshell, the process resembles this: Select on a self-directed IRA custodian. New route IRA is currently JM Bullions custodian that is preferred. Entire all essential paper work to finish the transfer of funds from your old 401(k) to your self-directed IRA account. You might see for the merchandise that you wish to buy in golden and silver retailers When the IRA custodian has acquired capital and all paperwork.

The precious metals dealer along with the IRA custodian will arrange for shipment of one's precious metals. Your IRA custodian will provide routine accounts statements on your own silver or gold holdings to you. You can find plenty of things to look at when switching within an older 401(k) approach into a mutually valuable metals IRA account.

When comparing IRA custodians, a few things you might need to assess comprise span of period in operation, client critiques and expenses and fees. Custodians might be compared on line in the contentment of of your house or office. The same may be said for selecting a depository. You can find many permitted depositories.

When it comes to deciding on silver or gold products, there are regulations in place dictating what can be purchased in a IRA account. These rules are very special. If looking to buy gold, a few of those approved products are: American Gold Eagle Coins Austrian Philharmonics Canadian Gold Maple Leaf Coins British Gold Britannia Coins South African Gold Krugerrand Coins American Gold Buffalo Coins Chinese Gold Panda Coins Various Gold Bullion pubs of minimum purity developed by authorized mints or fabricators When appearing to acquire physical silver, in addition, there are limitations on what may be obtained within an IRA accounts.

Why Invest into a Gold or Silver 401(k) Rollover there are several possible factors to put money into a gold or silver 401(k) roll over. No two investors are exactly the very same , and investors may have distinct objectives or concerns. One of the reasons may include: INFLATION considerations: Investors usually get silver, gold or other precious metals to try to hedge against inflation.

As inflation accelerates, the ones purchasing power is eroded. A buck today buys less than a dollar did a decade ago for example. As inflation increases, ones true returns on investments may be less. Some investors believe that metals like silver and silver might perhaps not drop value such as other resources throughout days of inflation.

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Right Mutual Fund Distributor: Here’s How to Choose

Information on anything and everything is available at our fingertips. In this age of information technology, we investors are blessed to access and gain knowledge about various mutual fund schemes, their returns, etc. And all this information can be accessed for free.

It is no different for those providing financial services, too. There would be a host of emails, messages, and websites hogging to provide information.

Many mutual fund distributors will be approaching you to solicit mutual fund investments into new and the existing mutual fund. Especially now, since the economy is returning from its recession and the markets are turning favorable for investments.

While most of the information sent to us is already there on the world wide web. We can easily check the information about a fund from the AMCs (Asset Management Company’s) website. Still, for some investors, it may be a valuable service.

These mailers and messages keep updating us on the new launches, returns of various schemes, their NAV (Net Asset Value), and many other advantages and disadvantages related to them. But is that all we need to know about investing?

Don’t you think it would be sensible to choose the best Mutual Fund Distributor who can help manage your investments? What if all this information is only adding to your confusion?

What with the names changes of many mutual fund schemes and portfolio realignments, most investors get confused about what they should do with their mutual fund holdings.

It may make sense to work with a mutual fund distributor who can advise and guide you on your investment decisions.

Only returns are not enough basis to select the right mutual fund distributor. There are many other things you need to look for.

1. Qualification of the Mutual Fund Distributor

The Association of Mutual Funds in India (AMFI) makes it necessary that the individuals engaged in service of mutual fund advisory to have a certification issued by the National Institute of Securities Management (NISM).

But merely relying on the certification isn’t enough as you would need to search a bit more into the philosophy (attitude and rationalization) and research process which the mutual fund distributor and his team adopt while advising clients. Moreover, you need to make sure that the distributor is not an individual who peddles investments as side-business. Remember, acting on the advice offered by a mutual fund distributor who doesn’t hold the requisite knowledge, could spell disaster for your money and investments.

2. The expertise of the Mutual Fund Distributor

Check for the expertise of the mutual fund distributor and his team. Check how well qualified they are in terms of education and what kind of knowledge and experience they possess.

Also, look into whether the distributor has good knowledge of the whole variety of asset classes. Such as equity, debt, fixed income, gold, etc.

They should be able to understand and decipher how these asset classes would be affected by various domestic, international events, decisions or changes in trends related to oil prices interest rates, etc.

Understanding the mutual funds, identifying their suitability for you and your investment portfolio, balancing the asset allocation, and knowing how changes in assets will affect you require a high degree of expertise.

Therefore, you must check how skilled the distributor is and what kind of experience he or she possesses. The mutual fund should be able to identify products that will meet your life requirements as and when they are needed.

3. Accessibility

The mutual fund distributor you choose must be easily contactable. Whether by email, phone, or by meeting in person within a reasonable duration. It is important that the distributor, whom you have entrusted your money with, is accessible as and when you need him. The distributor or team should be able to clarify your doubts within a reasonable period.

Is this distributor able to execute the transactions for you well in time? Timing is of crucial importance in the world of investing in Best Mutual Funds and Stocks. The distributor should be able to execute your transactions within a short time. As quickly as possible.

All these things matter when your hard-earned money is involved.

4. Provide Complete Financial Solutions

We Indians do not like discussing our finances or financial status with all and sundry. Because we have been taught not to reveal our finances and investments with too many people. We have been taught to keep such things and details, confidential and under wraps.

So it would be preferable to find a distributor who is a one-stop solution for all our financial needs. An advisor who can understand and handle our investments better and with confidentiality. An unbiased one. One who would be able to offer us mutual fund products from all fund houses. Not just one or two fund houses.

5. Is the Distributor Asking Questions?

This is the one attribute that will tell you whether a mutual fund distributor is interested in only selling or is he/she really interested in understanding your requirements and needs. And then take the investment forward, accordingly.

Is he/she asking you questions to know better your financial needs, situations and goals? Or are you only being given details about the products to convince you to buy a product and not the solution which you actually are looking out for?

Without posing questions to you, how would anyone know for sure which particular plan is the most suitable for you? Whether you can take the risk of investing in Small-caps or should your investments be limited to debt Mutual Funds? Whether you have one or two Life and Health Insurances or not? These two are quintessential ones to have before we start with mutual fund investments. To secure our loved ones.

Not only helping the investors, but all this information also gathered from them and from other investors all over the country and submitted to the fund houses. With this data collected, the fund houses, as well as the government, are able to better understand the investor’s moods and inclinations. It also helps them bring up new policies and policy changes. Devise new strategies. Develop and come up with new and attractive plans.

6. Infrastructure and Value Added Services

Apart from assessing his qualifications and attitude towards clients, you also need to judge whether he has the right infrastructure set up. Would you be able to receive prudent advice continuously? Remember entering an investment is only a beginning. You want your investments to be monitored and tracked regularly. Change must be advised promptly if an investment has become redundant or non-performer.

Therefore, you should ideally be provided various tools and calculators for online tracking of your investments, as value addition.

Besides, the mutual fund distributor should be sending regular updates on your portfolio. What all changes may be made according to the changes in the market conditions and financial goals? What all new development has been made in the field of mutual funds? What new plans have come up? What new policies have been devised that will benefit you or vice versa?

7. What kind of After-Sales Support is Provided?

As stated earlier than entering into an investment is simply a starting point. Only with the help of a prudent and reliable after-sale support, we would be able to monitor, track and further our investment portfolio. All the tracking tools may not be so easily understandable by every investor.

The reason for investing with a mutual fund distributor and not investing in Direct Mutual Funds is because we are not familiar and comfortable with the market. All the reports that are sent periodically by the fund houses to the investors are too full of jargons which we don’t understand always. To interpret them, we require the help of professionals. This help must be provided by the mutual fund distributor.

As and when you need it. Not as and when it is convenient with them.

8. Past Track Record

Well, if you are offered this, you would be able to gauge the quality of the advice. You need to cross-check the data provided by him/her with some of his clients as a reference check. The best way is to ask around for referrals.

Use social media, to know if anyone has recommended the advisor or his firm. Check online for any referrals, ask your friends or relatives, if they know of any references. What kind of knowledge and experience is associated? This way you can have an idea about his/her strengths and weaknesses.

Inspect for how long the advisor has been in business and his way of operating. Search for what field the mutual fund distributor was working in and what knowledge he/she and the team have. Someone who has gone through multiple market cycles would be experienced and, hence, preferred.

This exercise would not only help you understand his past performance track record but also help recognize whether prompt and reliable after-sales service is provided or not.

There is no formal rating or ranking system for mutual fund distributors in India, for now. So we have to work it out on our own.

9. Compensation

A mutual fund distributor is in this business to earn. Whether it is an individual, partnership or a company, it wouldn’t be able to survive for long if it doesn’t get compensated.

Maintaining a website, helping you make a financial plan, gathering data on your behalf, keeping it free for you, and keeping all these services alive requires effort and money.

Many financial planners and advisors could charge a fee for the same. To write out a comprehensive financial plan, taking into account risk appetite, future requirements, and life goals. You are asked to pay them a fee, regularly. It is just that they don’t tell you about is that they get a commission, as well, on all the investments they make on your behalf.

Whether a mutual fund distributor is being honest with you or not, this is the crucial criterion to check for.

Bottom Line

Today with so many options available to invest in, the task of doing prudent investment planning has become quite difficult. Because we are surrounded by so much information about each of these options, such as stocks, mutual funds, bank FDs, NCDs, corporate bonds, Public Provident Funds (PPF), National Savings Certificate (NSC), etc.

And, still, at the end of all the searching and evaluating, we keep wondering whether we made the right investment decision.

Why?

For us to be able to remove this chaos caused by “information overload”, what is required is getting hold of a mutual fund distributor who provides independent and unbiased financial advice. With no vested interests (of commissions). The one who would help, assist and guide you through prudent investment planning.

This is what the best Mutual Fund Distributor will do for you. This is what the vision and objective of WealthBucket are.

This blog has been shared online, to urge you to take a good look at your investments and modes. It has been written by Reema, a content writer with WealthBucket. India’s top Mutual Fund Distributors for expert help related to mutual fund investments. Whether they are Equity Mutual Funds, Balanced Mutual Funds, Debt Mutual Funds, or much more. We have it all.

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Who doesn’t want easy money? Imagine if you get a chance to earn ₹1 crore in a year without doing much labour, would you turn down that opportunity? Certainly not! However, the only difference between easy money and quick money is that the former is just an illusion, while the latter is a short-term earning that involves a lot of planning and understanding.

Now, this article doesn’t suggest some random tips on how to make quick money. Instead, it acts as a key to enlighten the path of disciplined investing through short-term options, such as Reliance Money Manager Fund. This fund is a real treat for those who are planning to grow their funds but are reluctant to invest them for a long period of time.

How? Let’s find out.

Decoding the Fund

Reliance Money Manager Fund (G) is a low duration debt fund, which primarily invests in short-term securities and instruments that have a short shelf life, say three months. This option is best for those investors who are aspiring to challenge short-term goals and want security with progress.

Functioning of the Fund

Reliance Money Manager Fund (Growth), as told earlier, is a short-term debt fund that primarily pins its wealth on short-term debt instruments. These instruments could be short-term debentures, bonds, commercial papers, and certificate of deposits that are expected to function for a period of 90 days. These instruments generally have a high credit quality, thus providing better security to the portfolio.

The portfolio of Reliance Money Manager Fund – Regular Plan (G) comprises of high quality credit rating instruments, where the maximum weight is given to AAA category instruments, followed by A1+ and AA category instruments in judicious weights.

The Progress So Far

One of the key areas to look for before investing in any mutual fund is, obviously, the past performance and the likely future prospects. Luckily, Reliance Money Manager Fund has bagged enough in the past for the short-term planners that they can certainly look upon it for achieving their goals. In a recent analysis conducted by the reviewing team of MySIPonline, it was revealed that the fund has earned 8.18% returns so far since its inception, and is most likely to take a flight from here in the next five to seven years.

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The data in the table above speaks for itself, and endorses the fact that Reliance Money Manager Fund (Growth) is definitely a worthy fund for achieving short-term goals.

Getting Entry in the Fund

Investing in mutual funds these days has become a piece of cake, given the prowess of technology and its easy access to all. All you have to do is create an account on MySIPonline, add Reliance Money Manager Fund – Regular Plan (G) to your cart, select the amount you’re willing to put in every month (commonly known as the SIP Plan), and checkout securely. The good news is that there is no heavy budget required for making an investment, hence, you can start with as low as ₹500 a month. Gradually, if the conditions allow and you become highly motivated, you can add more money every month by simply increasing your SIP amount.

So, if you have some short-term goals to cross off your checklist, then it’s time to work on them by adding Reliance Money Manager Fund to your portfolio plan. Call MySIPonline’s service desk today for more information on making the best investment plan.

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The fiscal year of 2019-20 just got started after a bright ending in the last quarter. The market conditions have been showing bullish trends and mutual funds are expecting a favourable year ahead regardless of the general elections. Following schemes provided by Tata Mutual Fund are expected to do well in the upcoming FY as anticipated by the experts at MySIPonline. According to the suitability and investment objective, following schemes can be a better choice to continue or start fresh investment.

Tata Equity PE Fund
It is a value-oriented mutual fund which aims for the stocks having lesser PE ratio than that of the benchmark at the time of buying. These stocks are later sold to book profits for the investors. This value-oriented investment strategy has turned out to be fruitful for the investors as it has beaten the peers and index by a great margin in terms of trailing returns. It is suitable for those investors who can take the moderate risk and seek long term capital gains through equity mutual funds.

Tata India Tax Savings Fund
For efficient tax planning, Tata Mutual Fund has launched the Tata India Tax Savings Fund which is a top performing ELSS fund. It allows tax deductions by up to Rs 46,800* under section 80C and delivers capital gains in the long term on the invested amount. It is an old scheme in the category and has maintained consistent returns in the long term. It has a moderate risk portfolio due to decent allocation in the mid and small-cap stocks. The fund is suitable for investors who seek tax benefits along with long term capital appreciation.

Tata Retirement Savings Fund: Progressive Plan
The progressive plan of Tata Retirement Savings Fund follows a multi-cap approach of investing to assist the investors for retirement planning. The fund is divided into 3 parts which have different investment strategies suitable for the investors of different age groups. The progressive plan aims to gather maximum corpus for the latter plans. This fund can be chosen by every earning individual who wants to secure financial stability and independence after retirement.

Tata Liquid Fund
This promising scheme is for the low-risk takers who aim to park the corpus for a short term for reasonable capital appreciation. It invests the corpus in the fixed income securities of high credit ratings and short term maturity which possess low risk. It is a highly trusted scheme of Tata Mutual Fund which is also used as an alternative for the bank deposits. Conservative investors who want to surpass any volatile trends can shift the investments to Tata Liquid Fund to avoid taking any risk.

Tata Mutual Fund has provided a variety of mutual funds in different categories to cater to the needs of every kind of investor. From the above-mentioned funds, it is not mandatory that every scheme will suit the needs of every investor. The selection of the fund must be done according to the suitability of the investor. To know more details of the funds and to know which scheme can be better for you, connect with the experts at MySIPonline. Download our official IOS and Android app for better investment experience.

Android App - https://play.google.com/store/apps/details?id=com.mysiponline
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The Sundaram Asset Management Company has been into the mutual fund market for over 20 years. The AMC has introduced many schemes in the passage of time according to the different ideology of the investors. Almost all the schemes have created a benchmark in their respective categories. In the small cap funds, Sundaram Small Cap Fund is one of the top performing mutual funds in India.
However, market volatility can appear anytime thus, investors should analyse all the necessary information about the scheme before investing. Below are the 5 things that investors should keep in mind before investing in a small cap fund of Sundaram.


5 Key Points to Remember Before Investing in Sundaram Small Cap Fund


1. Basic Information: The date of inception of the mutual fund, NAV, and the total AUM are some of the basic details that an investor should know before investing their money not just in Sundaram Midcap Fund but in any other scheme as well. For instance,
Date of Inception: 15th February, 2005
AUM: Rs. 1,190 Crore (as on 31st March, 2019)
NAV: Rs. 83.88 (as on 16th April, 2019)
Exit Load: 1% for redemption within 365 days
Expense Ratio: 2.26% (as on 31st March, 2019)

These above details about Sundaram Small Cap Fund tells that the scheme has been into the finance market for a longer period of time and thus have witness all the market cycles. The ever-growing AUM is a clear indication of the faith of the investors. The exit load and expense ratio are also important to know as these factors can increase/decrease your profit.

2.Investment Style: Majorly there are two style of investments- growth investing and value investing. The growth style of investment focuses on the stocks of the companies that are expected to showcase above-average growth rate in the future whereas the value investing plays a bet on the stocks that are currently undervalued but have high potential to generate superior valuations in the future. Thus, according to the choice, the investor should choose their plan. Moreover, the Sundaram Small Cap Fund follows a growth style of investment which is more inclined towards small-sized companies.
3.Portfolio Analysis: Always know the asset allocation of the fund before parking your cash in the fund. In case of the small cap fund of Sundaram MF, 98.31% is diversified in the equity market and the rest (1.51%) is allocated to the debt instruments. If we look at the market cap allocation, then the percentage of assets allocated to the small cap and mid cap funds are 86.1% and 13.90%, respectively.
4.Allocation of Assets: The fund has diversified the assets in the large number of sectors which plays an important role in risk management as the loss generated by a single sector can be compensated by the other sectors. With 24.81%, the construction sector holds the maximum amount of shares followed by other sectors like, engineering (16.31%), services (10.5%), automobile (9.53%), healthcare (7.1%), etc.

5.Past Performance: This is again an important point that should always be there in your check-list. The previous track record of a fund should be promising. The 5,7, and 10-year annualized returns of Sundaram Small Cap Fund is 18.53%, 16.18%, and 18.83%, respectively. The growth have been consistent and stable in the long term.

The scheme has all the qualities of the best small cap fund. Thus, if you are looking for a fund that can provide you superior returns in the future, then you should consider including Sundaram Small Cap in your portfolio. Furthermore, if you require any other suggestions regarding the mutual fund market then feel free to contact our financial expert by visiting our website MySIPonline or call us at 9660032889.

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Reliance mutual fund is a top rated asset management company in India which has provided some of the best schemes in various categories to allow investors to achieve their financial objectives efficiently. For those who are investing for the first time, Reliance Mutual Fund is an ideal choice as it comes from a prominent parent organisation and has gained a reputation by delivering remarkable returns to the investors consistently. Following are the schemes which can be chosen for the first-time investment depending on the risk appetite of the investor.

Reliance Equity Hybrid Fund
The aggressive hybrid category of mutual funds is most suitable for new investors as these funds have a mix of equity and debt tools in the portfolio. Reliance Equity Hybrid Fund is a highly chosen aggressive hybrid mutual fund which has been consistent in delivering high returns in the long term. It maintains a 75:25 ratio for allocation between equity and debt instruments. This fund is ideal for those investors who are not certain of the risk they can take while investing in the mutual fund and expect long term capital appreciation at moderate risk.

Reliance Large Cap Fund
This large-cap fund is considered as one of the best in the category due to its excellent performance in the long term. It has shown impressive performance in the last few years and has provided the highest gains in the category many times. Apart from large-cap stocks, the fund manager also makes conviction bets on mid-cap stocks with nearly 18-20% of the corpus. This fund is most suitable for new investors with low-risk appetite who seek capital appreciation through pure equity investment. The risk is moderate to low but the investment tenure must be more than 3 years for better returns.

Reliance Small Cap Fund
This highly aggressive scheme is popular for providing the highest returns among all the schemes in India. It is a small cap fund and possesses significant risk as the stocks selected by the fund manager are highly volatile and possess good scope of outstanding returns in the long term. The fund is generally not recommended to new investors as the risk is high but can be suitable if the investment objective is of long term. Conservative investors can skip this scheme while adventurous investors can invest for a minimum of 7 years for better returns.

Reliance Income Fund
For the conservative investors who do not wish to invest in equities for first-time investment, Reliance Mutual Fund provides Reliance Income Fund which is a low-risk fund that invests in fixed income securities with long term maturity and high credit ratings. The average maturity tenure of the securities is 5.2 years and the yield to maturity is 7.94% for the current portfolio. This fund is suitable for highly conservative investors.

Reliance Mutual Fund provides an opportunity for every investor to achieve their financial objective in a most efficient manner. Majority of the schemes provided by Reliance Mutual Fund are best in their respective category and are ideal to start new investments. To start your journey towards the prosperous path of mutual fund investment, reach out the experts of MySIPonline at 9660032889 and plan your investment strategy through most suitable mutual funds. Download our official android and iOS app for seamless investment experience.

Android App - https://play.google.com/store/apps/details?id=com.mysiponline

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While investing in mutual funds, the majority of the investors seek for a mutual fund which provides consistent returns and offers low risk. SBI Bluechip Fund is one such large-cap fund which invests in the stocks of highest quality to deliver consistent long term gains to the investors at the expense of minimal volatility. The experts at MySIPonline have done extensive analysis of the fund to state the benefits and limitations in order to assist the investors.

What is SBI Bluechip Fund?
It is a large-cap fund that was launched in Feb 2006 with an objective to provide long term capital appreciation to the investors through large cap stocks. The fund follows a growth-oriented investment strategy and seeks for the stocks with good fundamentals in every sector. Within 13 years of its existence, it has pooled the corpus of more than Rs 20,000 crore (as of 28th Feb 2019). SBI Bluechip Fund is one of the highly chosen funds in the large-cap category due to multiple reasons. The trust of SBI Mutual Fund is one of the most influential factors that has attracted a large number of investors to the fund.

How did it Perform?
If we analyse the performance of the scheme in every calendar year, it can be observed that the fund had a rough start and faced the crisis of 2008 right after the incorporation during which it delivered drastic outcomes. However, in the latter years, it picked up pace slowly by delivering consistent returns and defeated the benchmark and peers by a significant margin many times. In terms of trailing returns, it stands at best in the category out of 56 schemes for the returns of the last 7 years. The trailing returns of long term are quite impressive but in the recent trend, due to the volatile market, the fund has slightly lost the grip on consistency and has slipped past category average. However, in the long term, the returns can be impressive as it has a well-structured portfolio.

The Portfolio Structure and Investment Strategy
The fund manager Ms Sohini Andani has been following growth-oriented investment strategy since 2010. She uses a top-down approach for selecting quality stocks which are leaders in their respective sectors. More than 85% of the corpus is invested in large-cap stocks while 10-12% is held in mid caps for high returns. A residual proportion is also invested in small-cap stocks. A total of 53 stocks are present in the portfolio from various sectors although most of the top holding stocks are from Finance, FMCG, Automobile, Construction, Energy, and Technology sector.

Who Should Invest?
SBI Bluechip Fund is one of the most chosen funds in the category of large-cap fund. It has strong growth potential for the long term and possesses moderate to low risk due to a lesser inclination towards aggressive stocks. The fund is most suitable for the investors who have low-risk appetite want to invest in a pure equity scheme for capital appreciation in the long term. The adequate tenure of investment should be more than 3 years for better returns.

To know more about the details of SBI Bluechip Fund connect with our experts at MySIPonline and check whether the fund is the right choice for you or not. You can also download our official app to stay updated with the latest trends in the market and effortless investment experience.
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Majority of the citizens seek tax saving methods only when they are close to the last date of making tax saving investments. This forces them to make lumpsum payment of a large amount which imparts financial imbalances to their lifestyle. It is very essential to start tax planning at the right time to reduce tax liability in an efficient manner. Axis Long Term Equity is one of the best tax saver mutual funds available in India which can assist investors with convenient and gainful tax planning.

What is Axis Long Term Equity Fund?
Axis Long Term Equity Fund is one of the most consistent ELSS schemes which has delivered significant returns to the investors in the long term. It was launched in 2009 and has maintained an annualised return of 17.31%. It allows investors to reduce the taxable income by up to Rs 46,800 annually under section 80C. It invests 100% corpus in the pure equities of companies with multiple size and sector. Large-cap stocks are chosen in the majority while the mid-cap allocation ranges from 25-30%. It has beaten benchmark and category average many times in the past and is trusted by a large investor base as it holds a gigantic AUM of Rs 17,426 crore as of 28th Feb 2019.

What is the Right Time to Start Investing?
For proper tax planning, the tax saving investment must be started from the first month of every financial year i.e. in the month of April. If the investment is started well before the end of the financial year, the investor will have more time to divide the annual tax saving investment. Section 80C allows investors to reduce taxable income by Rs 1,50,000 and investing Rs 1.5 lakh as a lump sum can be burdening. The earlier the investments are started the more time investor will get to divide the amount in SIP investments. It will not only reduce the burden but will also reduce the risk associated and will allow the investor to earn better returns.

Axis Long Term Equity Fund has a slightly high-risk portfolio and can possess volatility for short term. The suitable tenure for investment is 5 years or more. Although the fund has a lock-in period of 3 years, the investments must be held for more than 5 years for better returns.

Experts’ Take
The experts at MySIPonline suggest that Axis Long Term Equity Fund is a top performing ELSS scheme and to reduce the tax liability every year and gain best returns on the invested amount, the investor must continue the SIP investment in Axis Long Term Equity Fund for the long term regardless of the month or day. New investments can be started in the month of April as the investor will get more time to divide the tax saving investment amount.

Axis Long Term Equity Fund possess moderate to high risk but can provide significant returns in the long term. It can be chosen by investors with moderate to high-risk appetite who seek tax benefits from mutual funds investment. To know more about the details of the fund, connect with experts of MySIPonline at 9660032889. Download our official app to enjoy a remunerative investment experience and to stay updated with the latest happenings around the mutual fund industry.

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HDFC Mutual Fund has become the largest asset management company in India because of consistent results it has delivered to the investors. It is the most chosen fund house because of the trust it has built among the investors over time. The experts at MySIPonline have always appreciated the schemes provided by HDFC MF and the strategies used by its fund managers to meet the objective. Out of a wide variety of schemes provided by HDFC Mutual Fund, the experts have chosen a few which can be the best performers in their respective categories in 2019.

HDFC Top 100 Fund
This is one of the highly trusted large-cap funds in India provided by HDFC Mutual Fund. Being in the large-cap category it has maintained an annualised return of 20.17% since inception in 1996. It is a consistent scheme which has performed well in every market condition. This fund can be chosen by those investors who seek to invest in a pure equity scheme without taking higher risk to garner long term gains.

HDFC Small Cap Fund
The small and mid-cap indices have recovered significantly from the downtrends of the last year. This is likely to continue as the small-caps have gained the momentum. This outstanding small-cap fund is likely to take the best advantage from the market conditions. It has delivered outstanding returns to the investors in the past and can be a good bet for the long term. The fund possesses very high risk and must be chosen by aggressive and adventurous investors for a tenure of more than 7 years for better returns.

HDFC Short Term Debt Fund
The experts have also taken care of the conservative investors who can gain better returns from this low-risk fund. This short duration debt fund can provide annual gains of 8-10% and can also be chosen as a beneficial alternative of the bank deposits. The average maturity of the securities of this scheme is 1.40 years and the yield to maturity is 9.05 years.

HDFC Hybrid Equity Fund
It is a highly chosen aggressive hybrid scheme which has been a consistent performer for a long time. This fund maintains a ratio of 70:30 approximately for the allocation between equity and debt investment tools. The fund has delivered best gains in the category many times in the past and can be chosen by those investors who seeks for risk-adjusted returns from a mixed portfolio of equity and debt instruments. It is the most suitable scheme for new investors.

HDFC Midcap Opportunities Fund
Mid-cap stocks faced a tough time in the last year but are on the run in the recent trends of 2019. This makes it a good time to invest in HDFC Midcap Opportunities Fund as this is the most chosen mid-cap scheme of India. The fund has always maintained best returns in the long term and has maintained consistency in beating the benchmark and peers. The fund possesses high risk and must be chosen by those investors who can take high risk and stay invested for the long term.

The above-mentioned schemes of HDFC Mutual Fund are the best performer in their respective category and are most probable to deliver high returns in the future as they have done in the past. However, the equity market is uncertain and the investors need to stay cautious while selecting the stocks which suits them the most. The assistance of financial experts can be taken at any time at MySIPonline. To start your investment in HDFC Mutual Fund today, download our official app and grab the opportunity to make the most of mutual funds investment.

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3819222634?profile=originalAsk any experienced investor to name a trusted asset management company for beginners and he will instantly reply you with Aditya Birla Sun Life Mutual Fund. The AMC has sowed the seeds of trust in the hearts of the investors by providing them satisfactory returns through a large variety of schemes. Moreover, you as a investor must be knowing the importance of ploughing your cash in a suitable AMC, and ABSL is one such fund house that stands apart from all other companies in term of performance. 

Launched in 1994, the fund house is one of the leading companies with total assets under management (AUM) of Rs. 2423 billion. According to the risk-appetite, time horizon and investment affordability of the investor, the company has launched enough mutual funds to meet the expectation of the investors.

Reasons That Differentiates Aditya Birla Sun Life Mutual Fund From Other AMCs

A- Adaptable Fund Managers: The fund managers of the AMC are the pillars of strength on which the institution of “Trust” is build. The highly-experienced market experts analyze the market opportunities beforehand, to deliver healthy returns to the investors. 

B- Balanced Portfolio: Constructing a diversified portfolio is again an important feature of Aditya Birla Sun Life Mutual Fund. The allocation of assets and the sectors in a particular scheme is the main reason behind the healthy track record of all it’s schemes. The fund managers diversify the assets well to manage risk.  

S- Sky Rocket Performance: If you compare the past performance of it’s schemes, you will realize that the schemes have managed to beat the benchmark and category’s average in terms of annualized returns. Furthermore, the mutual funds have delivered risk adjusted returns to the investors.

L- Large Variety of Schemes: You can start your SIP plan from MySIPonline in any category of mutual funds, such as equity funds, debt funds, hybrid funds or any other funds. As per the suggestion of financial experts, investors should invest in mutual funds with a long term investment prospective using a disciplined approach, i.e, SIP (Systematic Investment Plan).Wondering, “How to start SIP in ABSL?” Read below to know the answer.

Start SIP in the Schemes of Aditya Birla Sun Life Mutual Fund

  1. Visit our website Mysiponline or download our mobile app from the Google Play Store or the App Store. 
  2. Now register yourself by providing your personal details and soft-copy of your documents.
  3. You can choose the option of physical KYC or video KYC as per your convenience.
  4. Once you have got yourself verified, you can now choose your suitable scheme and start your SIP plan.

Simple, isn’t it? Well, that’s not all. Here are some other features provided by us to our clients.

Advantages of Taking Our Services

  • Our financial experts are always ready to assist your queries related to the mutual fund market. Use our 24*7 customer support to get your queries solved.
  • We offer a user-friendly and safe platform to our clients.
  • We don’t have any hidden charges as we believe in the process of transparency.

This makes MySIPonline the most trusted website among the investors. Hence, use our services to invest your hard-earned money in the schemes of Aditya Birla Sun Life Mutual Fund. 

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All thanks to digitalization for making investment easy and the life of an investor easier. Digitalization has enhanced our way of living, it began with the entrance of social networking sites, online e-commerce platforms, transaction over Internet, and now even the financial market couldn’t save itself from being untouched by the revolution of technology.

Earlier, an investor inhabiting in a rural place didn’t had access to the mutual fund market. But now, you can get all the information about the mutual fund space on just a click. Technology has abridged the gap between geographical boundaries. Now, according to the suitable mode of investment (Lumpsum or SIP), investor can utilize the online space to invest their money in any scheme. Following the same trend, investors can now use the MySIPonline platform to begin their investment journey, be it SBI Magnum Midcap Fund or any other scheme under the flagship of SBI.


SBI Magnum Midcap Fund: An Overview
It is a midcap fund that invests predominantly in the mid cap companies for generating capital gains. Launched on 29th March, 2005 the fund has AUM of Rs. 3,444 Crore (as on Feb 28, 2019). The minimum investment required to start this scheme is Rs. 5,000. Moreover, the minimum investment required in case of SIP is Rs. 500. The expense ratio and exit load of the mutual fund is 2.03% (as on 28th February, 2019) and 1% (if redemption is made within 365 days), respectively.

Process of Investing in SBI Magnum Midcap Fund (G) Through SIP

  • Visit our user-friendly website-  MySIPonline or download our mobile app. Our mobile app is compatible with Android as well as i.OS.
  • Apply for the registration process. Provide your personal details and submit the soft-copy of your documents, such as Aadhaar Card, PAN Card, your image and signature.
  • For the personal verification, you have an option to choose between physical KYC and video KYC.
  • Completing the verification process will complete the registration process as well.
  • Now you can choose SBI Magnum Midcap Fund and start investing using our secured payment gateway.

Very easy process, right? Well, that’s not all. MySIPonline provides many exciting features to smooth the process of investment.

Exciting Features for Our Clients

  • Financial Experts at Your Service - If you are struggling to find the best mutual fund according to your risk appetite, affordability, investment time; or have any query regarding SBI Magnum Midcap Fund, you can directly contact our financial gurus for their suggestion. Moreover, we will not charge you any fees. You can drop your query on support@mysiponline.com or reach to us at 9660032889.
  • No Extra Fee - We charge zero fee for opening your account. Also, no hidden charges will be implied on investments. Another interesting feature offered by us is free-for-life transactions and maintenance.
  • User-Friendly Online Platform - Easy accessibility of our platforms helps an individual to use our services better. You can easily track your fund growth using our informative dashboard. Also, the process of transaction is hassle-free.
  • Safe Payment - Privacy of our customers is our major concern. Therefore, our payment gateway is safe and secure. Process of encryption is used to safeguard the personal details of the investors.

Awards and Recognition of MySIPonline Over the Years

  • Awarded for making highest equity and debt sales along with highest log-ins in 2018 by UTI Mutual Fund.
  • Awarded “Fastest Growing Company in the North India” by Reliance.
  • DSP BlackRock Mutual Fund awarded MySIPonline for the highest equity & debt net sales.
  • MySIPonline has also been awarded by mutual funds companies like ABSL, ICICI to name a few.
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Tata Digital India Fund has recently gained popularity in the mutual fund industry after a phenomenal performance in the last year. The investors who chose Tata Digital India Fund gained much better returns than the ones who didn’t in 2018. The experts at MySIPonline have been recommending this scheme to suitable investors for the last 1 year.

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Basic Details of Tata Digital India Fund?
Tata Digital India Fund is a top performing technology sectoral mutual fund in India. It is among the best in the category due to superior investment strategy and the background support from Tata Mutual Fund. It is a late entrant in the category but didn’t take much time to prove its ability. The fund managers, Ms Meeta Shetty and Mr Sailesh Jain invest mostly in large-cap stocks of the IT sector but also include mid and small-cap stocks in the portfolio to increase the outcomes. Nearly 50% of the corpus is invested in Infosys and Tata Consultancy Services combined.

How Much Did the Investors Gain?
In 2018, Tata Digital India Fund gained higher returns than any other mutual fund in India. The equity market in the last year was volatile and none of the categories except IT sectoral mutual fund were able to perform well due to many reasons including weakness in rupee, rising oil prices, trade war, etc. As India is a major producer of the IT sector, it took advantage of the weakness in rupee to deliver remarkable returns to the investors. Tata Digital India Fund has always taken significant advantage of the positive market conditions in the IT industry.

Is it the Right Time to Invest?
In 2019, most of the sectors are enjoying beneficial returns as the market is on a pre-election rally. IT sector is also taking advantage of the momentum but the strengthening of Rupee is limiting the growth. YTD of Tata Digital India Fund until 19th March 2019 is 5.17% which is lesser than some other funds but is also much better than the majority of the mutual funds. The experts believe that Tata Digital India Fund can be a beneficial choice for long term investment in 2019.

Who Can Invest?
Tata Digital India Fund is a sectoral fund which is mostly recommended to the experienced investors by the experts at MySIPonline. Any fluctuation or update in the concerned sector can greatly affect the outcome of a sectoral mutual fund. The investors in Tata Digital India Fund need to keep a track of the market trends in the IT sector. It has a moderate to high risk appetite and must be chosen by the investors who can tolerate frequent volatility.

Tata Digital India Fund enjoyed a supportive market condition in 2018 and became the top performer when every other industry was unable to perform. The fund can also provide remarkable outcomes in the upcoming years and can be a wise choice for suitable investors. The selection of fund must be done according to the investment objective and risk appetite of the investor. For any query regarding Tata Digital India Fund or to know whether the fund is suitable for your investment objective or not, connect with the financial experts at MySIPonline and enjoy a stress-free investment experience.

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HDFC Balanced Advantage Fund is formed after the merger of HDFC Prudence Fund and HDFC Balanced Fund. Both the former funds followed a similar investment strategy to invest in the equity as well as debt instruments to provide long term capital appreciation. Due to the merger, the AUM has bulged out as both the former funds have been chosen by a large number of investors. Experts at MySIPonline have analysed the fund extensively to check if higher AUM is affecting the scheme or not.

AUM Growth of the Fund

Before discussing the effects of AUM on HDFC Balanced Advantage Fund, it is essential to know how the AUM of the fund has grown over the years. Due to promotional activities of mutual funds by AMFI and the supportive market, the major growth in the AUM has been witnessed in the last few years. In February 2016, the AUM of HDFC Balanced Fund was Rs 4,695 crore which got doubled in the next 12 months to Rs 9,508 crore. It further grew manifold to Rs 20,081 in January 2018. After the merger in April 2018, the AUM or HDFC Prudence Fund was also added to the AUM of HDFC Balanced Fund and the gigantic AUM of more than Rs 36,000 crore had to be handled by Mr Chirag Setalvad. Since then, further growth has been witnessed in the AUM which stands at Rs 38,405 crore as of 31st Jan 2019.

How Did It Affect the Fund’s Performance?

The long term returns of HDFC Balanced Advantage Fund have been among the best in the category however in the recent years the performance has slowed down but experts at MySIPonline do not find bulging AUM as a reason for this. The equity market has been uncertain and right after the merger, the sudden growth in the AUM has affected the growth for a short time which has been brought back on tracks by the professional manager Mr Chirag Setalvad. If we compare the recent returns of the fund with the benchmark and category average, it can be observed that the fund is still performing as a foremost in the category of dynamic asset allocation.

Does AUM Affect Growth?

Higher Assets Under Management gives more responsibility to the fund manager. Exponential AUM can be hard to manage and sometimes when not managed properly, funds with high AUM may or may not deliver slower growth. There is no evidence which proves AUM affects the growth. For a hybrid fund, higher AUM can give an opportunity to the manager to increase the outputs. But with great opportunities comes great responsibilities, and for the opportunity to manage the enormous AUM of HDFC Balanced Advantage Fund, Mr Chirag Setalvad is a responsible man. He dynamically handles the investment in equity and debt instruments to provide capital appreciation.

The allocation of the funds in equity and debt instruments can be increased or decreased according to the market conditions which has allowed the HDFC Balanced Advantage Fund to deliver significant returns even when the AUM of the fund is gigantic. The fund can be chosen by the investors who seek capital appreciation at moderate risk through a dynamic allocation in equity and debt instruments. To know more about the fund or to check the suitability of the fund, investors can always reach out for the financial experts at MySIPonline.

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With the arrival of 2019, the investors’ expectations have raised to new heights. Since 2018 didn’t prove to be very promising, a lot is being pinned on coming months of 2019. Top performing solutions have never been in demand the way they are today, all thanks to the meagre results produced past year.
In such a case where the performance of the funds is delusional, it is always recommended to stick with established funds such as Motilal Oswal Multicap 35 Fund. The fund has a history of solid results and outstanding performance, which makes it one of the most preferred options in the league of multicap funds in India.

An Analysis of Motilal Oswal Multicap 35 Fund

Motilal Oswal Multicap 35 Fund (Growth), erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund, is a multicap fund of the equity origin. The fund functions on the principle of adding different stocks to the portfolio, thus creating a powerful conglomeration that works for a collective objective of wealth creation. Further, it seeks to accomplish large growth in capital by pinning on utmost 35 equity and related instruments pertaining to different zones of the market.

The Fund Management

Motilal Oswal Multicap 35 Fund (G) has employed some of the finest brains to look after its portfolio. The fund management team includes Mr. Gautam Sinha and Ms Snigdha Sharma, both highly qualified and experience personnel. Mr. Sinha is a seasoned professional having over five years of experience in fund management. He is an MBA, and has also earned Bachelor’s degree in Engineering. Ms Sinha also holds an MBA degree in Finance, which she pursued after earning a Bachelor’s degree in Mechanical Engineering. Both of these fund managers have been successfully managing the fund, as evident from the remarkable performance that it has scored in the recent years.

The Key Features

Motilal Oswal Multicap 35 Fund – Regular Plan (G) is considered to be one of the best options to make a cohesive portfolio. And, there are several reasons to support this theory. The experts at MySIPonline have shortlisted some of the most riveting facts about this fund that will make you buy it at the first instance.

  • Diversification
    This is the most important feature why anybody would want to invest in a multicap fund. Motilal Oswal Most Multicap 35 Fund holds a variety of stocks in its portfolio, thus adding the flavour of diversification. This attribute helps the portfolio to combat against the high market risks, and pave way for better growth prospects in the future. Also, it increases the energy of the portfolio to function in the long run and produce better results.
  • Great Returns
    Motilal Oswal Multicap 35 Fund (Growth) is an assorted pool of different types of stocks, which includes midcap stocks. These stocks are known for their aggressive nature and immense potential to grow in the market. This in turn helps the portfolio to fetch far better returns and still remain within the boundaries of safety.
  • Safe Haven for Moderate Risk Takers
    As clued above, Motilal Oswal Multicap 35 Fund (G) contains both giant & large cap as well as midcap funds, which enables better return rate at an acceptable level of risk. This in turn make the investment a safer venture for the investor, and thus, allows him to accomplish his goals.

Making a plan which is aligned to your financial aspirations is definitely a tricky job. However, you can smoothen the process by adding Motilal Oswal Multicap 35 Fund – Regular Plan (G) to your portfolio. If you have any confusion or want to ask something regarding your investments, feel free to contact MySIPonline’s support desk at 9660032889.

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Are you worried about your decreasing wealth? Have you been looking for a better source of income but had no luck so far? Are you into a total despair about your earnings and feel suffocated looking at your bank balance? Then it’s your lucky day, as you have landed on a life-saving article that will give you plenty of hints why Mirae Asset Emerging Bluechip Fund should be on your bucket list for a handsome earning. The article is peppered with loads of information that you must know in order to be a successful investor. So, let’s not waste a single minute and cut to the chase!


The Formal Introduction

Mirae Asset Emerging Bluechip Fund (G) is an equity oriented mutual fund that primarily invests in large and midcap stocks. The fund was founded in June 2010, with an aim to provide a solution to the investors who desire high returns without facing high risk exposure.


Over the years, Mirae Asset Emerging Bluechip Fund (Growth) has performed extremely well. It has secured results that are commendable and has accumulated wealth to the tune of ₹6, 368 crore, which is enough to expand the zone of future prospects and possibilities.


The Milestones Achieved

In the realm of mutual funds, there are only a few funds that have successfully rewarded their patrons. Though the options are plenty, rewarding options stay considerably less in number. Thankfully, due to its impeccable fund management team and a solid investment strategy, Mirae Asset Emerging Bluechip Fund – Regular Plan (G) stays in the league of the top performing funds in India. In the last five years, the fund has shown spectacular performances by yielding jaw-dropping results, a condensed account of which has been presented below: -

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The table given above is self-explanatory. It clearly depicts that Mirae Asset Emerging Bluechip Fund Growth has performed exorbitantly well in the past, thus earning the crown in the large and midcap category of investment. Emerging from a dark pit of negative returns, the fund has soared high to achieve returns worth 25.47% in just five years.

The Investment Criteria

Thanks to the increasing demand of mutual fund options and several measures taken by the asset management companies to serve them, investing in mutual funds has become way easier. You can invest in Mirae Asset Emerging Bluechip Fund online by buying an SIP plan via MySIPonline, one of India’s biggest online investment portal. To begin your investments in the fund, the following information will come in handy: -

  • The NAV
    The Mirae Asset Emerging Bluechip Fund NAV climbed by 72 basis points, freezing at ₹48.972 on 25th February, 2019. For such a colossal fund, the price seems justified.
  • Minimum SIP Investment
    Buying an SIP investment plan via MySIPonline will be the easiest way to get started with your investments. Since the minimum SIP rate has been fixed at just ₹1000, the budget will never be a problem.
  • Exit Load
    If you are planning to pin your wealth on Mirae Asset Emerging Bluechip Fund (Growth), then you have to bide your time for at least 3-5 years to let the fund grow. If you are in a hurry, please stay out as the fund follows an exit policy of charging 1% on redemption made within 365 days.

Hence, if you are looking forward to make a strong financial plan for yourself, look no further than Mirae Asset Emerging Bluechip Fund. Call MySIPonline’s support desk today, and get the best recommendations for your future planning.

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Launched on 29th Jan 2004, Tata Equity PE Fund growth is classified under the value-oriented equity category. Under the leadership of Sonam Udasi who has more than 19-years of experience in equity research, this is an averagely performing scheme to get stable returns for investors. Focusing on investment objective, Tata Equity PE Mutual Fund focuses on regular income and capital appreciation options. When you start investing in this scheme, you may wonder on the stock selection based on P/E ratio consideration. Here are the answers of 3-questions on the scheme to help the investors in taking investment decision prudently. Launched on 29th Jan 2004, Tata Equity PE Fund growth is classified under the value-oriented equity category. Under the leadership of Sonam Udasi who has more than 19-years of experience in equity research, this is an averagely performing scheme to get stable returns for investors. Focusing on investment objective, Tata Equity PE Mutual Fund focuses on regular income and capital appreciation options. When you start investing in this scheme, you may wonder on the stock selection based on P/E ratio consideration. Here are the answers of 3-questions on the scheme to help the investors in taking investment decision prudently.

Q.1 What Is P/E Value?

With the P/E ratio (Price-to-Earnings), the fund manager of Tata Equity PE Fund (G) measures the value of the stocks based on the current price to per-share earnings. It is an important measure while comparing the similar stocks to find out the availability of the stock at lower value. Sometimes, the fund manager also uses this value to compare with own historical records of the stock over a time horizon. To determine the value of P/E, the investors are required to divide the value of the current share price by the earnings per share. So, by applying this measure, this scheme buys quality stocks at cheap prices and not cheap stocks. 

Q.2 How Risky Tata Equity PE Fund Is?

To analyse the risk in the portfolio of Tata Equity PE Fund, you have to check beta and standard deviation based on the past records. If you are going to invest in this scheme for 5-years, you need to check the values in that interval. Considering the values in the past 5-years interval, beta is 1.11 showing higher swings than the market volatility. Further, the standard deviation of the scheme is 17.22% which is also high than the mean value. Considering all the important parameters, Tata Equity PE Fund (g) is a scheme involving high risk. 

Q.3 What Is its Risk-Reward Matrix?

For the risk-reward matrix, you can check the Sharpe ratio which indicates the reward produced by the scheme on a per unit of risk taken. For Tata Equity PE Fund, the Sharpe ratio is 0.98 which is higher than the category for a past 5-years record. From consideration, it is sure that the scheme has delivered the higher returns in the last 5-years as compared to benchmark and category average. 

Choose This Scheme:

If you are planning to invest in this scheme, you can purchase the required units of Tata Equity PE Fund NAV at Rs 124.3 (as on 14th Feb 2019). But, if you have investment aim of children’s education, marriage, retirement planning, and tax savings, you should look for other schemes. You can target the investment aim as mentioned below for better returns. 

  • Wealth Creation
  • Future Need

With the answers of 3 important questions mentioned above, you can easily take investment decision and start investing in Tata Equity PE Fund through MySIPonline asap. For SIP investment decision, you can also contact our experts and get the required solution to your investment problem. 

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